由于工作需要，经常要将Excel中的数字转为中文大写，或者英文单次，网上有很多使用VBA实现的方法，但是VBA方法通用性不强，待宏的excel文件也容易被拦截禁止运行。
下面是网上搜集的集中使用公式转换的方法，虽然有的公式比较繁琐，但是通用性强，在此分享出来。
隐藏函数：NUMBERSTRING
NUMBERSTRING 不是官方的 Excel 函数，它只是为了与旧的 Lotus123 电子表格兼容。所以NUMBERSTRING函数再Excel中不会提示，在微软的官方帮助文档中也查找不到任何信息，实测函数有2个参数，第一个参数为待转换的数字，第二个参数为转换的格式，参数有3种：1，2，3对应的分别为中文大写，会计大写和数学大写。
下面的示例中，A1单元格中的数字为1234
| 公式 | 结果 |
|---|---|
| =NUMBERSTRING(A1,1) | 一千二百三十四 |
| =NUMBERSTRING(A1,2) | 壹仟贰佰叁拾肆 |
| =NUMBERSTRING(A1,3) | 一二三四 |
实测使用NUMBERSTRING函数不能转换带小数的数字，在最新的Microsoft 365 Excel中仍然可用。
中文大写组合公式（SUBSTITUTE、TEXT、INT、MID、FIND…）
=SUBSTITUTE(SUBSTITUTE(TEXT(INT(A1),"[DBNum2][$-804]G/通用格式元"&IF(INT(A1)=A1,"整",""))&TEXT(MID(A1,FIND(".",A1&".0")+1,1),"[DBNum2][$-804]G/通用格式角")&TEXT(MID(A1,FIND(".",A1&".0")+2,1),"[DBNum2][$-804]G/通用格式分"),"零角","零"),"零分","")
A1单元格中的数字为1234.56时，使用上面的公式，得到结果为：
壹仟贰佰叁拾肆元伍角陆分
这个组合函数因为使用了Excel的 [DBNum2]数字格式，所以依赖于系统的语言设置。需要系统语言设置为简体中文才能生效。 函数支持小数点后2位。
英文单词组合公式（CHOOSE、LEFT、TEXT、MID、IF…）
=CHOOSE(LEFT(TEXT(A1,"000000000.00"))+1,,"One","Two","Three","Four","Five","Six","Seven","Eight","Nine")
&IF(--LEFT(TEXT(A1,"000000000.00"))=0,,IF(AND(--MID(TEXT(A1,"000000000.00"),2,1)=0,--MID(TEXT(A1,"000000000.00"),3,1)=0)," Hundred"," Hundred and "))
&CHOOSE(MID(TEXT(A1,"000000000.00"),2,1)+1,,,"Twenty ","Thirty ","Forty ","Fifty ","Sixty ","Seventy ","Eighty ","Ninety ")
&IF(--MID(TEXT(A1,"000000000.00"),2,1)<>1,CHOOSE(MID(TEXT(A1,"000000000.00"),3,1)+1,,"One","Two","Three","Four","Five","Six","Seven","Eight","Nine"),
CHOOSE(MID(TEXT(A1,"000000000.00"),3,1)+1,"Ten","Eleven","Twelve","Thirteen","Fourteen","Fifteen","Sixteen","Seventeen","Eighteen","Nineteen"))
&IF((--LEFT(TEXT(A1,"000000000.00"))+MID(TEXT(A1,"000000000.00"),2,1)+MID(TEXT(A1,"000000000.00"),3,1))=0,,IF(AND((--MID(TEXT(A1,"000000000.00"),4,1)+MID(TEXT(A1,"000000000.00"),5,1)+MID(TEXT(A1,"000000000.00"),6,1)+MID(TEXT(A1,"000000000.00"),7,1))=0,(--MID(TEXT(A1,"000000000.00"),8,1)+RIGHT(TEXT(A1,"000000000.00")))>0)," Million and "," Million "))
&CHOOSE(MID(TEXT(A1,"000000000.00"),4,1)+1,,"One","Two","Three","Four","Five","Six","Seven","Eight","Nine")
&IF(--MID(TEXT(A1,"000000000.00"),4,1)=0,,IF(AND(--MID(TEXT(A1,"000000000.00"),5,1)=0,--MID(TEXT(A1,"000000000.00"),6,1)=0)," Hundred"," Hundred and"))
&CHOOSE(MID(TEXT(A1,"000000000.00"),5,1)+1,,," Twenty"," Thirty"," Forty"," Fifty"," Sixty"," Seventy"," Eighty"," Ninety")
&IF(--MID(TEXT(A1,"000000000.00"),5,1)<>1,CHOOSE(MID(TEXT(A1,"000000000.00"),6,1)+1,," One"," Two"," Three"," Four"," Five"," Six"," Seven"," Eight"," Nine"),CHOOSE(MID(TEXT(A1,"000000000.00"),6,1)+1," Ten"," Eleven"," Twelve"," Thirteen"," Fourteen"," Fifteen"," Sixteen"," Seventeen"," Eighteen"," Nineteen"))
&IF((--MID(TEXT(A1,"000000000.00"),4,1)+MID(TEXT(A1,"000000000.00"),5,1)+MID(TEXT(A1,"000000000.00"),6,1))=0,,IF(OR((--MID(TEXT(A1,"000000000.00"),7,1)+MID(TEXT(A1,"000000000.00"),8,1)+MID(TEXT(A1,"000000000.00"),9,1))=0,--MID(TEXT(A1,"000000000.00"),7,1)<>0)," Thousand "," Thousand and "))
&CHOOSE(MID(TEXT(A1,"000000000.00"),7,1)+1,,"One","Two","Three","Four","Five","Six","Seven","Eight","Nine")
&IF(--MID(TEXT(A1,"000000000.00"),7,1)=0,,IF(AND(--MID(TEXT(A1,"000000000.00"),8,1)=0,--MID(TEXT(A1,"000000000.00"),9,1)=0)," Hundred "," Hundred and "))&
CHOOSE(MID(TEXT(A1,"000000000.00"),8,1)+1,,,"Twenty ","Thirty ","Forty ","Fifty ","Sixty ","Seventy ","Eighty ","Ninety ")
&IF(--MID(TEXT(A1,"000000000.00"),8,1)<>1,CHOOSE(MID(TEXT(A1,"000000000.00"),9,1)+1,,"One","Two","Three","Four","Five","Six","Seven","Eight","Nine"),CHOOSE(MID(TEXT(A1,"000000000.00"),9,1)+1,"Ten","Eleven","Twelve","Thirteen","Fourteen","Fifteen","Sixteen","Seventeen","Eighteen","Nineteen"))
A1单元格中的数字为1234时，使用上面的公式，得到的结果为：
One Thousand Two Hundred and Thirty Four
上述函数仅支持整数数字，不支持小数。
英文单词组合公式2（支持2位小数）
=IF(B5<=0,"Out of range",TRIM(PROPER(SUBSTITUTE(CONCATENATE(CHOOSE(MID(TEXT(INT(B5),REPT(0,12)),1,1)+1,"","one hundred ","two hundred ","three hundred ","four hundred ","five hundred ","six hundred ","seven hundred ","eight hundred ","nine hundred "),CHOOSE(MID(TEXT(INT(B5),REPT(0,12)),2,1)+1,"",CHOOSE(MID(TEXT(INT(B5),REPT(0,12)),3,1)+1,"ten","eleven","twelve","thirteen","fourteen","fifteen","sixteen","seventeen","eighteen","nineteen"),"twenty","thirty","forty","fifty","sixty","seventy","eighty","ninety"),IF(VALUE(MID(TEXT(INT(B5),REPT(0,12)),2,1))>1,CHOOSE(MID(TEXT(INT(B5),REPT(0,12)),3,1)+1,"","-one","-two","-three","-four","-five","-six","-seven","-eight","-nine"),IF(VALUE(MID(TEXT(INT(B5),REPT(0,12)),2,1))=0,CHOOSE(MID(TEXT(INT(B5),REPT(0,12)),3,1)+1,"","one","two","three","four","five","six","seven","eight","nine"),"")),IF(B5>=10^9," billion ",""),CHOOSE(MID(TEXT(INT(B5),REPT(0,12)),4,1)+1,"","one hundred ","two hundred ","three hundred ","four hundred ","five hundred ","six hundred ","seven hundred ","eight hundred ","nine hundred "),CHOOSE(MID(TEXT(INT(B5),REPT(0,12)),5,1)+1,"",CHOOSE(MID(TEXT(INT(B5),REPT(0,12)),6,1)+1,"ten","eleven","twelve","thirteen","fourteen","fifteen","sixteen","seventeen","eighteen","nineteen"),"twenty","thirty","forty","fifty","sixty","seventy","eighty","ninety"),IF(VALUE(MID(TEXT(INT(B5),REPT(0,12)),5,1))>1,CHOOSE(MID(TEXT(INT(B5),REPT(0,12)),6,1)+1,"","-one","-two","-three","-four","-five","-six","-seven","-eight","-nine"),IF(VALUE(MID(TEXT(INT(B5),REPT(0,12)),5,1))=0,CHOOSE(MID(TEXT(INT(B5),REPT(0,12)),6,1)+1,"","one","two","three","four","five","six","seven","eight","nine"),"")),IF(VALUE(MID(TEXT(INT(B5),REPT(0,12)),4,3))>0," million ",""),CHOOSE(MID(TEXT(INT(B5),REPT(0,12)),7,1)+1,"","one hundred ","two hundred ","three hundred ","four hundred ","five hundred ","six hundred ","seven hundred ","eight hundred ","nine hundred "),CHOOSE(MID(TEXT(INT(B5),REPT(0,12)),8,1)+1,"",CHOOSE(MID(TEXT(INT(B5),REPT(0,12)),9,1)+1,"ten","eleven","twelve","thirteen","fourteen","fifteen","sixteen","seventeen","eighteen","nineteen"),"twenty","thirty","forty","fifty","sixty","seventy","eighty","ninety"),IF(VALUE(MID(TEXT(INT(B5),REPT(0,12)),8,1))>1,CHOOSE(MID(TEXT(INT(B5),REPT(0,12)),9,1)+1,"","-one","-two","-three","-four","-five","-six","-seven","-eight","-nine"),IF(VALUE(MID(TEXT(INT(B5),REPT(0,12)),8,1))=0,CHOOSE(MID(TEXT(INT(B5),REPT(0,12)),9,1)+1,"","one","two","three","four","five","six","seven","eight","nine"),"")),IF(VALUE(MID(TEXT(INT(B5),REPT(0,12)),7,3))," thousand ",""),CHOOSE(MID(TEXT(INT(B5),REPT(0,12)),10,1)+1,"","one hundred ","two hundred ","three hundred ","four hundred ","five hundred ","six hundred ","seven hundred ","eight hundred ","nine hundred "),CHOOSE(MID(TEXT(INT(B5),REPT(0,12)),11,1)+1,"",CHOOSE(MID(TEXT(INT(B5),REPT(0,12)),12,1)+1,"ten","eleven","twelve","thirteen","fourteen","fifteen","sixteen","seventeen","eighteen","nineteen"),"twenty","thirty","forty","fifty","sixty","seventy","eighty","ninety"),IF(VALUE(MID(TEXT(INT(B5),REPT(0,12)),11,1))>1,CHOOSE(MID(TEXT(INT(B5),REPT(0,12)),12,1)+1,"","-one","-two","-three","-four","-five","-six","-seven","-eight","-nine"),IF(VALUE(MID(TEXT(INT(B5),REPT(0,12)),11,1))=0,CHOOSE(MID(TEXT(INT(B5),REPT(0,12)),12,1)+1,"","one","two","three","four","five","six","seven","eight","nine"),"")))," "," ")&IF(FLOOR(B5,1)>1," dollars"," ")&IF(AND(B5>=1,B5<2),"dollar",""))&IFERROR(IF(B5<1,SUBSTITUTE(IF(ISERROR(FIND(".",B5,1)),""," and "),"and","")," and ")&PROPER(IF(LEN(LEFT(TRIM(MID(SUBSTITUTE(B5,".",REPT(" ",255)),255,200)),2))=1,CHOOSE(1*LEFT(TRIM(MID(SUBSTITUTE(B5,".",REPT(" ",255)),255,200)),2),"ten","twenty","thirty","forty","fifty","sixty","seventy","eighty","ninety")&" cents","")&CONCATENATE(CHOOSE(MID(TEXT(INT(LEFT(TRIM(MID(SUBSTITUTE(B5,".",REPT(" ",255)),255,200)),2)),REPT(0,12)),11,1)+1,"",CHOOSE(MID(TEXT(INT(LEFT(TRIM(MID(SUBSTITUTE(B5,".",REPT(" ",255)),255,200)),2)),REPT(0,12)),12,1)+1,"ten","eleven","twelve","thirteen","fourteen","fifteen","sixteen","seventeen","eighteen","nineteen")&" cents","twenty","thirty","forty","fifty","sixty","seventy","eighty","ninety"),IF(VALUE(MID(TEXT(INT(LEFT(TRIM(MID(SUBSTITUTE(B5,".",REPT(" ",255)),255,200)),2)),REPT(0,12)),11,1))>1,CHOOSE(MID(TEXT(INT(LEFT(TRIM(MID(SUBSTITUTE(B5,".",REPT(" ",255)),255,200)),2)),REPT(0,12)),12,1)+1,"","-one","-two","-three","-four","-five","-six","-seven","-eight","-nine")&" cents",IF(LEFT(TRIM(MID(SUBSTITUTE(B5,".",REPT(" ",255)),255,200)),2)="01","one cent",IF(LEFT(TRIM(MID(SUBSTITUTE(B5,".",REPT(" ",255)),255,200)),1)="0",CHOOSE(MID(TEXT(INT(LEFT(TRIM(MID(SUBSTITUTE(B5,".",REPT(" ",255)),255,200)),2)),REPT(0,12)),12,1)+1,"","one","two","three","four","five","six","seven","eight","nine")&" cents",""))))),"")))
B5单元格中的数字为1234.56时，使用上面的公式，得到的结果为：
One Thousand Two Hundred Thirty-Four Dollars and Fifty-Six Cents